processing credit cards manually - Site Owners Forums

RisusSardonicus · 08-21-2015, 03:53 PM

Hi there. I have a competitor who is taking credit cards online but processing them manually.

He is using a credit card form provided by a site called formnut.com All the information on that form is sent to formnut.com who forwards the information to him. They do use SSL for the form and I believe formnut.com declares itself PCI compliant.

He also states on his site that all credit card information is stored on secure servers. He operates out of his home and I suspect he is storing that information on his personal computer.

I can't see how having your customer's information sent to a third party, and then having them forward it to you so you can process it manually is secure.

You can send totally false information through the form.

But, with my site the credit cards are processed automatically through a credit card processor and I never even see the information, must less store it or share it with a third party.

I almost want to warn people about him but I don't want to make myself legally liable.

ICTResearch301 · 08-23-2015, 10:54 PM

Thanks for share. I preffer using virtual credit card

DanielVettori · 10-22-2015, 02:11 PM

All I have to say is that we have to be extremely careful with these sorts of things; it can be highly disastrous if we don’t understand the difficulty that Credit Card brings. I made huge mistake by getting Credit Card without reading the TOS properly and later found out the interest rate was extremely high and then not only I was in financial crisis but even my health got affected badly, it was only thanks to IVA-Advice.co service where I applied. They are really nice people to talk to and sorted all my tension within weeks, now I don’t get any calls for repayments plus I am following the plan that I have joined.

infoincarnation · 10-23-2015, 04:33 AM

Thanks for this conversation.

08-21-2015, 03:53 PM	#1
RisusSardonicus Registered User Join Date: Aug 2015 Posts: 1	processing credit cards manually Hi there. I have a competitor who is taking credit cards online but processing them manually. He is using a credit card form provided by a site called formnut.com All the information on that form is sent to formnut.com who forwards the information to him. They do use SSL for the form and I believe formnut.com declares itself PCI compliant. He also states on his site that all credit card information is stored on secure servers. He operates out of his home and I suspect he is storing that information on his personal computer. I can't see how having your customer's information sent to a third party, and then having them forward it to you so you can process it manually is secure. You can send totally false information through the form. But, with my site the credit cards are processed automatically through a credit card processor and I never even see the information, must less store it or share it with a third party. I almost want to warn people about him but I don't want to make myself legally liable.

08-23-2015, 10:54 PM	#2
ICTResearch301 Registered User Join Date: Aug 2015 Posts: 12	Thanks for share. I preffer using virtual credit card __________________ iApkData \| Job Hunter

10-23-2015, 04:33 AM	#4
infoincarnation Registered User Join Date: Oct 2015 Location: delhi Posts: 6	Thanks for this conversation. __________________ android application development company in Delhi cross platform application development tools iphone and ipad application programming open source development services

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10-22-2015, 02:11 PM	#3
DanielVettori Registered User Join Date: Jan 2015 Posts: 70	All I have to say is that we have to be extremely careful with these sorts of things; it can be highly disastrous if we don’t understand the difficulty that Credit Card brings. I made huge mistake by getting Credit Card without reading the TOS properly and later found out the interest rate was extremely high and then not only I was in financial crisis but even my health got affected badly, it was only thanks to IVA-Advice.co service where I applied. They are really nice people to talk to and sorted all my tension within weeks, now I don’t get any calls for repayments plus I am following the plan that I have joined.

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