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Loans in Singapore for low income earners is still possible. However, there are slightly tougher requirements from banks and moneylenders before an application gets approved. For you to be considered as a low-income earner in Singapore, you should meet the following conditions to be eligible for low-income loan:
You should be a Singaporean or Permanent Resident
Your annual gross salary should not exceed $30,000
You should be at least 21 years old
The above-mentioned requirements for loans in Singapore for low income earners are standard. They are requested by banks and licensed lenders when applying for low income loans. So, if you meet the above criteria, then you are eligible for a low income loan. But since lenders and banks consider you as a higher risk in the business, they may require additional documents during your application.
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