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Well that all depends on your circumstances, preferences and consumer habits. Check out our payment calculator to determine a ballpark figure for any vehicles you are looking at. Compare prices of late model vehicles (only a couple of years old) against new models. Buying new, you get things like manufacturer warranties, more choice in color and features. However, buying pre-owned has its own advantages; the original owner absorbs more of the initial depreciation than you do, the purchase price is typically lower and some warranty may still be available on late model vehicles.